Atriva in Aadorf TG
Angled house with a flat roof, 5 1/2 rooms and a gross floor area of 195 m2.
Total investment capital (rounded):
|Atriva house (cellar incl.)||CHF 551,400|
|Land in Aadorf (TG) incl. change of ownership costs and connection 1||CHF 367,447|
|Related work 2||CHF 65,900|
|Ancillary building costs 3||CHF 40,050|
|Investment capital||CHF 1,024,797|
|Equity capital 20%||CHF 204,959|
|Effective mortgage||CHF 819,838|
|1st fixed-rate mortgage 10 years*||1.540%||CHF 683,198||CHF 10,521|
|2nd fixed-rate mortgage 5 years*||1.120%||CHF 136,640||CHF 1,530|
|Amortisation of 2nd mortgage**||15 years||CHF 9,109|
|Running costs 4||0.75%||CHF 7,686|
|Total overall cost per year||CHF 28,847|
|Total interest cost per year||CHF 12,052|
|Total cost per month||CHF 2,404|
|Interest cost per month||CHF 1,004|
This example is based on an actual customer project. No responsibility is accepted for the correctness of the information.
* Source: RAIFFEISEN 15.09.2016
** Positive effect of amortisation on interest costs is not included here.
1 Connection: All utilities (electricity, water, drains, TV, telephone, etc.) and conduits from the house of the plot border
2 Related work: Seating areas, access, lawns, landscaping, etc.
3 Ancillary building costs: Permit fees, surveys, connection fees, insurance and building loan interest
4 Running costs: Operating costs (heating oil, gas, electricity, wood, etc.), public levies (water, waste, property tax, etc.), insurance (liability, fire, etc.), maintenance (repairs, garden and surroundings)