close
close

Atriva in Aadorf TG

Angled house with a flat roof, 5 1/2 rooms and a gross floor area of 195 m2.

Total investment capital (rounded):

Atriva house (cellar incl.)CHF 551,400
Land in Aadorf (TG) incl. change of ownership costs and connection 1CHF 367,447
Related work 2CHF 65,900
Ancillary building costs 3CHF 40,050
TotalCHF 1,024,797

Financing:

Investment capitalCHF 1,024,797
Equity capital 20%CHF 204,959
Effective mortgageCHF 819,838
1st fixed-rate mortgage 10 years*1.540%CHF 683,198CHF 10,521
2nd fixed-rate mortgage 5 years*1.120%CHF 136,640CHF 1,530
Amortisation of 2nd mortgage**15 years CHF 9,109
Running costs 40.75% CHF 7,686
Total overall cost per year  CHF 28,847
Total interest cost per year  CHF 12,052
Total cost per monthCHF 2,404
Interest cost per monthCHF 1,004

Comments:

This example is based on an actual customer project. No responsibility is accepted for the correctness of the information.

*    Source: RAIFFEISEN 15.09.2016
**  Positive effect of amortisation on interest costs is not included here.
1    Connection: All utilities (electricity, water, drains, TV, telephone, etc.) and conduits from the house of the plot border
2    Related work: Seating areas, access, lawns, landscaping, etc.
3    Ancillary building costs: Permit fees, surveys, connection fees, insurance and building loan interest
4    Running costs: Operating costs (heating oil, gas, electricity, wood, etc.), public levies (water, waste, property tax, etc.), insurance (liability, fire, etc.), maintenance (repairs, garden and surroundings)